AUGMENTED REALITY INFORMATION DISPLAY AND INTERACTION VIA NFC BASED AUTHENTICATION

Smart overview of the Invention

The patent application focuses on enhancing card security by utilizing a contactless card that does not display sensitive information, such as card numbers or expiration dates, directly on the card. Instead, this information is presented through augmented reality (AR) on a user's mobile device after successful authentication via Near Field Communication (NFC). The NFC authentication process can be initiated by a simple tap of the contactless card to the mobile device, allowing for quick and secure access to sensitive information.

Background

Traditional payment cards often have sensitive information printed on them, making them vulnerable to theft and fraud. Criminals can easily capture this data through various means, such as cameras at payment terminals. While some solutions have attempted to minimize printed information on cards, they may not provide sufficient convenience or security for users. Therefore, there is a need for a system that securely displays card information while maintaining user-friendliness.

User Authentication Process

The authentication process involves tapping the contactless card against a mobile device to establish NFC communication. This allows the mobile device to receive encrypted data from the card, which contains identifying information about the authorized user. The mobile device can then either decrypt this information locally or send it to a remote server for validation. Successful authentication enables the display of sensitive card information in AR format.

Augmented Reality Display

Once authenticated, users can view their sensitive card details in AR. The display can overlay this information directly onto the card or show it nearby, enhancing usability. Some details may be partially obscured for additional security, requiring further verification from the user to reveal full information. This interactive AR experience allows users to manage their card details conveniently while ensuring that sensitive data remains protected.

Advantages Over Traditional Methods

The proposed system offers significant advantages over traditional payment methods by eliminating printed sensitive information on cards and instead presenting it securely through AR. This reduces the risk of data theft during transactions while still providing users with easy access to their information upon authentication. The added layers of security, including optional obfuscation and interactive features, further enhance protection against unauthorized access and improve overall user experience.