DEVICE SUPPORTING FINANCIAL SERVICES, AND INTEGRATED SYSTEM THEREFOR

Smart overview of the Invention

A novel device and system have been developed to enhance financial services by integrating advanced technologies such as QR codes, blockchain, decentralized finance (DeFi), non-fungible tokens (NFTs), and the metaverse. The system facilitates real-time cryptocurrency transactions without processing delays, offering a seamless payment and currency exchange experience. It includes an ATM capable of verifying ID card authenticity through facial recognition, enhancing security during account opening processes. Additionally, it features an electronic access management system utilizing QR codes to prevent spoofing and ensure integrity.

Technical Field

The integrated system supports financial services by combining various technologies. It provides blockchain-based services for real-time payments and currency exchanges using cryptocurrency. The ATM device verifies ID authenticity by comparing the cardholder's face with their ID photo, ensuring secure transactions. Furthermore, an electronic access management system using QR codes is proposed to manage user access efficiently while preventing unauthorized actions.

Background

As financial products diversify, users face cumbersome processes when comparing and subscribing to services. The rise of cryptocurrencies like Bitcoin offers an alternative payment method but comes with challenges such as transaction delays and security concerns. Despite its potential for cost-saving and convenience, cryptocurrency has struggled to be widely accepted as a standard currency due to these issues. This invention addresses these challenges by providing a streamlined, secure method for cryptocurrency transactions.

Technical Purpose

• Integrate technologies like QR codes, blockchain, DeFi, metaverse, and NFTs into financial services.
• Develop an electronic access management system that generates and manages QR codes for user terminals.
• Prevent QR code spoofing and ensure the integrity of original codes.
• Provide an ATM system for detecting forgery in ID cards and verifying user identity through facial recognition.
• Enable real-time cryptocurrency payments and exchanges without processing delays.

Technical Solution

The system comprises a first terminal executing an online platform for financial services, a server managing this platform, and a second terminal for DeFi services. It includes a kiosk with input/output modules for currency exchange services. The kiosk verifies user identity through object extraction algorithms applied to scanned ID cards. A server-generated QR code facilitates user access at the kiosk location. The system ensures secure access by comparing overlay QR codes generated from user location data and time information.